Businesses' access to credit in Q4 2021 - Banque de France survey

On February 1, 2022, the Banque de France published its statistics on business access to credit for the 4th quarter of 2021.

Applications for new cash flow loans are stabilizing at a low level, while applications for new investment loans continue to increase. These applications continue to be well served, with high and rising approval rates for cash flow loans.

The bottom line remains: credit cannot finance everything; but for SMEs that want to diversify their funding sources while preserving their cash flow, alternative solutions do exist and Firmfunding is there to help them access them.

Source: Bank of France survey